Unverzagt also says that the app can force users to “start thinking differently.” “You can set up a cash flow plan, but if you end up going over budget on groceries, you can ‘borrow’ from dining out and still stay balanced.” “We like YNAB because it has flexibility,” Unverzagt says.
Tara Unverzagt, CFP, founder and chief advisor of California-based South Bay Financial Partners, says the appropriately named app is an ideal solution for anyone looking to get control of their money.
MINT COM VS YOU NEED A BUDGET DOWNLOAD
If you know that you need a budget, well, you can download You Need A Budget (YNAB).
MINT COM VS YOU NEED A BUDGET FREE
While Mint has earned a reputation for its ability to keep spending in check, Herron highlights that the app offers a range of other useful features including access to your credit score and a high-level analysis of your investment accounts.īest for: Anyone looking for a free budgeting system with automated spending analysis and easy-to-understand look at your money. “It’s a great introduction to budgeting for those who are just starting the financial planning process.” “It will send you reminders about bills, overspending, low balances, tracking bills and other saving and spending goals,” Herron says. With more than 600,000 reviews that add up to an almost perfect five-star rating in Apple’s App Store, Mint is arguably the most well-recognized name in the smartphone budgeting game.ĭan Herron, CPA, CFP, founder of California-based Elemental Wealth Advisors, says that Mint is one of his favorite budgeting apps because it’s “simple, straightforward to use and understand, and it’s free.” If you’re looking for the best budgeting apps, Mint is going to show up in your search. Here are the mobile apps financial advisers recommend to improve your spending and saving decisions and a couple of our favorites. To get an understanding of the best budgeting apps, we turned to experts who know the ins and outs of money management. While plenty of screen time may be nothing more than an attempt to cure boredom, the smartphone in your hand can actually make you smarter when it comes to taking care of your money. Between checking email notifications, scrolling through social media and swiping left and right endlessly, we spend an overwhelming amount of time on our phones – more than three hours each day, according to a report from eMarketer.
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